There is a school of thought out there that says that being too frugal is not necessarily a good thing.  One of the main limitations is that it tends to divert your attention from the bigger picture.  That bigger view should include the priorities of saving and making money, but the focus should begin on [...]

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Being a wealthy person isn’t always about having a lot of money. It has a lot to do with how you think about your money and the other things of value in your life you often overlook. Your mindset has a lot to do with your money. Your mindset about what you do with your [...]

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We have all heard the advice about our credit scores and history and how they affect almost everything we do from a financial standpoint.  But, did you know that your credit score is used in other ratings systems that determine what you pay or if you are eligible for services?  It is true; you can [...]

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For most of the United States, the cooling season is upon us and with it will be the starting up of many air conditioning units to cool our homes and businesses.  If you have never considered a digital thermostat device, you are in for a surprise at how much they can save you money.  Let [...]

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There exists an industry which is focused on profiting from the extended warranty opportunities that exist on everything from vehicles to washers and dryers. In many large retailers when you make a purchase you will be offered an extended warranty plan that covers you for normal repairs beyond the initial warranty period set by the [...]

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This article is not about specific investments to own in your portfolio, but rather some general recommendations on what classes of investments are worthy to be considered as investment avenues. Beginning your own company.  Risk = high.  Reward = high.  This method of investing presents a lot of ‘sweat equity’ on your part, because you [...]

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There are more and more stories circulating through the newspapers and television shows about people struggling with maintaining a good credit score and solid credit history. Seems like times are changing a bit and the stigma of a financial struggle isn’t as harsh as it used to be. More and more people are looking for [...]

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Tight economic times affect all areas of life. Soon-to-be brides and grooms are feeling the effects of less money with which to ‘tie-the-knot.’ That being the case, you will find the following as areas that are being trimmed from the list of expenses of a wedding. List priorities. Couples and families must confer and determine [...]

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Becoming a parent brings along a ton of worries in itself, never mind the financial concerns of raising a family. A lot of first-time parents get confused as to how to prioritize their money. IF you are just becoming a new parent or have been parenting subsequent children for a while now, here are some [...]

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Ever heard of magicJack?  This is a USB (PC connection) based device that allows you to make and receive phone calls from your PC using a high-speed Internet connection for $19.95 per year.  What this means is local and long distance calls in the continental US for next to nothing.  You can get rid of [...]

read full story of "MagicJack – Scam or Real Thing?"