There are a few things that you can do to save yourself money this fall during many of the different activities your family may enjoy. Whether it’s a holiday or just sitting around at home, you can make a few changes and keep some money in your wallet. Seal Doors and Windows During the fall [...]

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If you have had a debit card for any length of time, you know the benefit and ease of use that they offer. They are just like writing a check, but without the check. And, they are processed as either a debit transaction with your PIN or as a credit card. In short, they seem [...]

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Credit cards have been a big stress factor and source of money issues in most of the population for quite some time now. The high interest rates that go up and down, various fees and lack of wanting to actually help reduce the credit card holder’s debt hasn’t been regulated. In February 2010, that will [...]

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Keeping in touch with family members who live far away can be quite costly.  Edith from California found out just how expensive it could be.  Her husband had a yearlong assignment to work in a country more than 6,000 miles away from home.  She called her mobile phone company to learn about international long distance [...]

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How long will it be until there are no more checks written for purchases?  The trend is towards moving away from paper checks and replacing them with the use of a debit card instead.   Here are the only things that you will want to use checks for in the near future: Utilities    If you [...]

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Retail giant Wal-mart got out of the layaway business in 2006.  That has left a huge opening for other retailers to fill.  And, they are doing so in grand fashion.  But what really has consumer stoked about this is that it is a great way to finance your purchases with very little cost.  If you [...]

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Quick on the withdrawal, slow on the deposit. That is how many banks operate when it comes to taking money from and adding it to your accounts. Here’s the reason why: A federal law known as ‘check 21’ took effect five years ago. This law allows banks to convert paper checks into digital images and [...]

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Finding ways to save money is a necessity for most people. A good number of people will agree that while saving money is a challenge it is also critical to making that dream vacation a reality or simply to make ends meet. Saving doesn’t have to mean doing without but rather spending smarter. Making a [...]

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With soaring costs of living placing added pressure on the household budget, more couples are turning to romantic evenings at home to save on expenses. Turning off lights, and lighting candles not only sets the mood and creates an ambience for intimacy, but by opting for candlelight versus each 75 watt globe, couples will save [...]

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Unless you are independently wealthy or anticipating a huge (guaranteed) payout in the future, no one can afford to be unemployed. Even though the economy is showing small signs of recovery, there is still a long way to go before consumers will feel confident in receiving a paycheck. Unemployment as most of us know is [...]

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