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There are many reasons a person may relocate throughout their life. Certain occupations or careers require individuals to move regularly. Other individuals may move out of their apartment or even
their city in a quest for better opportunities or to follow personal goals. Regardless of the reason behind your relocation, there are a few things that should be considered before packing up the moving van.
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Location, location, location- There is a reason why real estate agents preach the importance of location. Paint colors can be changed, flooring materials can be upgraded but you cannot change the physical location of your future home. Look for a place that reflects your personal needs, for example close to public transportation or within walking distance of shops and restaurants. If you are determined to live in a very popular location, understand you will be paying for that zip code.
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Create your new budget before moving- As many people learned during the recession, sometimes numbers do not work out in real life as they do on paper. Even so, it would be unwise to move without first looking at your income and expenses (including moving costs) and creating a budget for the first few months. Of course no one can anticipate all expenses however certain costs are standard when moving. Security deposits, down payments, hook up fees for cable, Internet and phone services are all normal expenses people expect when moving. It is important that you can afford the initial costs as well as long term costs before you make your move.
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Employment opportunities- If you are relocating in search of better employment opportunities or if you are moving for your current job, it is important to first check out employment statistics in the area you are considering. There have been occasions where a person transfers to a new location for work only to find a month or year later that their job is not longer secure. If that happens, are their other opportunities in the area? If you are moving to improve your employment situation, have you researched available jobs before making your decision? You should spend some time reviewing salaries, turn over, and opportunities for growth for the area you are moving. This increases your chances of securing or remaining gainfully employed.
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Protect credit and identity- Credit card fraud and identity theft are no longer considered isolated incidents that happen to “other” people. When you relocate there are dozens of opportunities in which your personal information could be compromised. All personal paperwork should either be packed (securely) or destroyed (shredded). Do not leave any identifying items behind and make sure all utilities are paid in full and taken out of your name. You do not want to get a past due cable bill forwarded to your new residence six months after you have moved.
Americans will relocate an average of eleven times in their life. Ideally each move will offer new and exciting opportunities for personal and professional growth. Ensure your future growth by carefully considering your new location. Financial missteps can be avoided with a bit of planning and forethought. Prepare in advance and eliminate the stress of moving to a new location.
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