It’s all the rage right now to try to get your credit score up so that you qualify for lower interest rates on loans. What we are seeing is a growth of businesses that are promoting themselves as experts in the field of credit repair. What is there about these businesses that are so intriguing? [...]

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We have all seen the advertisements talking about gold, either the buying or selling of this precious metal. For many consumers looking to make quick cash or invest in something tangible, the rising price of gold makes this option attractive in a recovering economy. There following are some factors you should consider prior to buying [...]

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Planning a vacation?  Here are a few pointers to keep some of your hard earned cash in your pocket. GETTING THERE 1. Set a budget.  Depending on where you go your budget will reflect the location. Remember to budget in shuttle service to/from the airport and any taxis or transit fares.  Keep a running total of expenses while [...]

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There are some very practical and effective methods for preparing your home for colder temperatures.  Even in warm climates where winter weather does not affect the heating of homes, these principles can help save on electricity that is associated with running heat pumps and air conditioners. Get an Energy Audit You can contact your utility [...]

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In today’s economy, are reverse mortgages the way for seniors to recoup their lost retirement funds? In some instances the answer may be yes and the numbers do prove that retirees are leaning toward using reverse mortgages to bolster their flagging funds. HUD states that Home Equity Conversion Mortgages (reverse mortgages) have increased 77% percent [...]

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National School Lunch week during October 12 – 16, 2009 has placed the focus on two areas that are in need of attention by families.  First is on healthy food choices for lunches.  Second is the need for reusable containers in which to carry lunches, instead of the throw away products that are not reusable [...]

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As the saying goes… hind sight is always 20/20 vision. Unfortunately though, the only way to live life is to move forward and because this is reality, mistakes will always be made and some of them are really regrettable. Just because you can accept that mistakes are a part of life doesn’t mean you shouldn’t [...]

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Guiding money-making teens down the path to financial stability is much easier if they have had some experience with handling money in their early teen years, but even if they have had absolutely no responsibilities up to this point all is not lost. If your teen has not previously been in control of their wallet, [...]

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Everyone is being money conscious in these hard financial times. However, most consumers find that creating and sticking to a budget is often easier said than done. With that being said getting started can prove to be a challenging task but one that is within your reach. A well thought out household budget has long [...]

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Vampire power, sometimes known as phantom power, is the energy used by your electronic gadgets and devices that are switched off or not even in use. Just by being ‘plugged in’ these hidden phantoms are sucking power and cash from your pocket even as you sleep! Although it may be just a trickle it adds [...]

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