Paying for prescription medication is expensive even for those with health insurance plans that help off set the cost. As more and more Americans struggle with unemployment and depleted savings accounts, paying for high cost prescriptions is becoming more difficult. Unfortunately many people with health conditions have taken dangerous risks by skipping doses, not filling [...]

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Just a few decades ago, home ownership was normally limited to buying one family home and living there for your entire adult life. Families made home improvements to improve their own comfort and convenience. Today more people begin with what is called a starter home and either move up to another price point or move [...]

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Being in control of your personal finances is a beautiful thing, but the cost of beauty products might not be so pretty.  A global survey on beauty, conducted by the Neilson Company, found that 2/3 of US consumers agree the pressure to look good is much greater  now than ever before, but the costs of [...]

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When you are trying to save money and life a frugal lifestyle, whether by choice or necessity, Christmastime can add a lot of stress to your life. Here are a few ideas for celebrating the holidays without breaking the bank. Cut your own Christmas tree- If you usually purchase a live tree, add a new [...]

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There are so many things to buy.  The stores are filled with bright shiny things that can easily lure you into spending thoughtlessly.  Online stores make it simple to point, click, and spend without a second thought.   It does not take long before you are in debt, but not sure where the money has gone.  [...]

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An important part of managing your finances well includes keeping debt levels at a minimum. If you are like the average consumer, it is almost impossible to live completely debt free, however as many people have learned, carrying high interest credit card debt can destroy any chance of reaching your financial goals. Each year we [...]

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Teaching teens about personal finances is one of the most important duties parents have.  According to a recent Charles Schwab survey titled Teens and Money only 30% of teens believe their parents/guardians are concerned with making sure they are learning the basics of personal finance.  64% of teens reported they would rather learn about money [...]

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Many politicians have used the lack of affordable health care and insurance as a platform while on the campaign trail. Coming up with a solution, however appears to be elusive as millions of Americans remain without health care coverage. With unemployment and job loss on the rise the number of people uninsured will continue to rise accordingly.  [...]

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The last year has been about finding ways to save money. Everyone has cut corners and asked friends what they do to pinch a penny here and there. If you are a family where both the mom and dad work and the kids are active, then here’s an idea for you. A great way to [...]

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Even though this Christmas is just over two weeks away, there are numerous easy ways to cut your living expenses and use those savings for next Christmas. Following these tips can save you thousands in just one year. Groceries Plan out your meals per week; by creating a menu, you know precisely what items are [...]

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