Whether you are a first time home buyer or simply like the added security of having a warranty on certain items, a home warranty is something to consider. There are several benefits as well as drawbacks associated with this type of warranty so it is important to understand exactly what you are getting into before [...]

read full story of "Who Needs A Home Warranty?"

Many people entering the work force in the current economy may find themselves questioning traditional advice as to how to get started with retirement savings. That is of course if they are thinking about retirement savings at all. Hopefully, all young people are thinking ahead as the key to growing your savings is to start [...]

read full story of "Retirement Savings- How To Get Started"

Investing in your future is one of the best financial moves you can make. There is no argument that money well invested will serve you much better over time than the same cash equivalent placed in a traditional savings account or worse yet in a cookie jar. With that in mind, some people make the [...]

read full story of "Invest Your Money- Not Your Emotions"

A credit union is a financial institution formed by members of a group which allows those members to pool their financial resources for the use of all members. Unlike a bank with is not owned by the customers who use that institution, a credit union gives its members the opportunity to benefit from the services [...]

read full story of "Credit Union Pros and Cons"

In the past decade cell phone use has grown exponentially to the point where just about everyone, any age and from all walks of life use a cell phone on a daily basis. At one time cell phones were both bulky and expensive to own, however advances in technology have reduced the size and cost [...]

read full story of "Save Money On Your Cell Phone Bill"

Parents instinctively want to take care of their children, whether they are 13 or 35. Although a grown adult with hands out-stretched for a financial bailout from mom and dad can bring to mind some unpleasant assumptions of mismanagement, this isn’t necessarily the case. Regardless of the circumstances though, both children and parents need to [...]

read full story of "Proceed With Caution Before Borrowing Money From Parents"

While the new car smell can be intoxicating enough to peak emotions and create a sense of attachment even before the finer details are all fleshed out, it is important for buyers to approach the purchase with a level head. A car is an expense that can and should be properly managed and this process [...]

read full story of "Tips for Buying a New Car"

The Making Home Affordable Program was introduced by the Obama Administration as an attempt to stabilize the housing market. $75 million of government funding is devoted to preventing avoidable foreclosures under this initiative and the program is estimated to impact the lives of 7 to 9 million American home owners. The program is divided into [...]

read full story of "How The Making Home Affordable Program Can Help You"

It isn’t bad enough that dealing with debt can contribute to physical and emotional problems, it can now impact your chances of being offered a job in the future. More specifically, the impact debt has on your credit report will play an important role in whether or not you are hired for certain jobs. In [...]

read full story of "Don’t Let Your Credit History Hamper Employment Opportunities"

Regardless of how you feel about the economy, credit card industry or finances in general, we all have one thing in common- we all need money to survive. There is no escaping the fact that you will either need cold hard cash, checks or credit cards to make necessary purchases each day. Many of these [...]

read full story of "Understanding Bank Fees Can Help You Avoid Them"